Insurance Coverage Options — Ever Trust Insurance Agency
The Right Coverage for Every Stage of Life
Whether you're protecting your home, your car, your business, or your family's future — Ever Trust has a policy built for you.
Home Insurance
Your home is more than a building — it's where life happens. We offer homeowners, renters, condo, and landlord insurance so every type of resident and property owner is covered from the unexpected, whether that's a fire, storm, theft, or an accident on your property.
- Homeowners — dwelling, structure & liability
- Renters — personal belongings & liability
- Condo — interior unit & personal property
- Landlord — rental property & loss of income
- Additional living expenses if displaced
- Customizable deductibles and limits
Auto Insurance
From fender benders to major accidents, our auto insurance has you covered. We offer flexible plans for individuals and families, with options for comprehensive, collision, and liability coverage — plus roadside assistance.
- Liability, collision, and comprehensive
- Uninsured motorist protection
- 24/7 roadside assistance
- Rental car reimbursement
- Multi-vehicle discounts available
Business Insurance
Running a business means taking on risk every day. Our commercial insurance solutions protect your property, employees, and operations — so a single setback doesn't become a catastrophe. From sole proprietors to growing companies, we have you covered.
- General liability coverage
- Commercial property protection
- Business interruption insurance
- Workers' compensation options
- Professional liability / E&O coverage
Life Insurance
Life insurance is one of the most important decisions you'll make for your family. We offer term and whole life policies that provide financial security, peace of mind, and a legacy — no matter what the future holds.
- Term life and whole life options
- Flexible coverage amounts
- Affordable monthly premiums
- Cash value accumulation (whole life)
- Coverage for individuals and families
Health Insurance
Healthcare costs can be overwhelming without the right coverage. We help individuals, families, and small businesses find health plans that fit their needs and budget — from preventive care to major medical coverage.
- Individual and family health plans
- Small group / employer plans
- Preventive care coverage
- Prescription drug benefits
- Flexible network options (HMO, PPO)
Insurance Resources
Learn Before You Buy
5 Home Insurance Tips Every California Homeowner Needs
Coverage gaps, rebuild costs, wildfire risk, and how to bundle for savings.
Read article Home InsuranceWildfire Insurance in California: What You Need to Know
What's covered, what to do if you're non-renewed, and mitigation steps that help.
Read article Business InsuranceBusiness Insurance 101: What California Small Businesses Need
Liability, workers' comp, BOPs — a plain-English guide for business owners.
Read article Renters InsuranceRenters Insurance: Why You Need It and What It Covers
Your landlord's policy doesn't cover your stuff. Here's what does.
Read articleNot Sure Which Coverage You Need?
Our licensed agents will walk you through your options and help you find the right fit — at no cost to you.